2 research outputs found
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Toward an Integrated Approach to Microfinance: Sustainability in Bolivia and Peru
"This study takes as its basis the premise that achieving a balance between the ļ¬nancial sustainability and the social impact of an organization is one of the most signiļ¬cant goals of microļ¬nance. Based on this assumption, the primary research question of this study is: what approach to service delivery is most eļ¬ective in helping an MFI achieve a balance between ļ¬nancial well-being and social impact? Financial well-being is a broad category; thus this paper focuses on ļ¬nancial sustainability, deļ¬ned as an organizationās ability to reach its target population while covering administrative and other costs.* In seeking to answer this question, I conducted research for two months in Peru and Bolivia, surveyed a wide variety of integrated and non-integrated MFIs, and collected qualitative data from ļ¬eld observations and interviews with microļ¬nance stakeholders. I sought their perspective on their organizationās speciļ¬c approach to service delivery as well as their views on the tradeoļ¬ between solvency and social mission."--from page 22
Just the Financial Facts Please! A Secret Survey of Financial Services in San Francisco's Mission District
Examines the costs and dynamics of borrowing $1,000 from various financial service providers in a historic immigrant community. Proposes Financial Facts labels and a Responsible Lending and Borrowing Checklist to increase residents' financial capability